University Students Only
University Student Installment Plan
University students can now apply for phone installment β no payslip, no guarantor required. Just bring your IC and proof of enrollment.
This plan is operated by PAYEX, with relaxed documentation designed for university students.
Pick Your Loan Amount & Tenure
Three fixed amounts, two tenure options. Pick the combination that fits your monthly budget.
| Loan Amount | 48 Months Monthly Payment | 60 Months Monthly Payment |
|---|---|---|
| RM3,000 | RM100 /month | RM87.50 /month |
| RM4,000 | RM133 /month | RM116.67 /month |
| RM5,000 | RM166.67 /month | RM145.83 /month |
PAYEX rate: 15% per annum (flat rate), the same as our standard installment plans. Final payment confirmed during application.
Why the Student Plan
- No payslip required
- No guarantor needed
- No credit card required
- Simple documents, fast approval
- Apply at any branch
Application Requirements
- Copy of MyKad (IC)
- University student ID card
- Enrollment letter or course registration slip
- 18 years old and above
No payslip needed β the documents above are enough.
FAQ
Ready to Apply? WhatsApp Us
Send us your preferred loan amount and tenure. We'll guide you through the next steps.
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