AnsuranPhone customer holding iPhone — ansuran mudah tanpa kad kredit

NO CREDIT CARD NEEDED

Phone Installment, Made Easy.

iPhone fromRM98/month·10,000+ Customers Approved

Aina will help you pick the best plan.

I am…

Salaried
Commission / Self
Student

Check Eligibility NowWhatsApp Us Browse iPhone ModelsPick Your Dream Phone

I am…

Salaried
Commission / Self
Student

Check Eligibility NowWhatsApp Us Browse iPhone ModelsPick Your Dream Phone

4.9

Most customers pick the plan

RM80–RM120 only.

#1 choice for MY workers

— from 90% of WhatsApp cases

Aina♥

Sales Advisor

Helps pick the best plan on WA

Pick your situation — we show you the right documents

No credit card needed. Choose the one closest to you, get your documents ready, then WhatsApp us.

Malaysian citizen (blue IC), 18 or older, employed at least 3 months, based in Peninsular Malaysia.

Documents to prepare

IC copy (MyKad)
Latest 1-month payslip

JCL plan 12 / 24 / 36 months · 0 deposit · approval in about 3 working days.

After approval: collect at any of the 16 SPR stores in the Klang Valley, or elsewhere in Peninsular Malaysia — we post the agreement for you to sign, then deliver the phone to your address.

Check my eligibility on WhatsApp

No Credit Card Needed

Approved in ~3 Working Days

0 Deposit

Across Peninsular Malaysia

Popular Phones

iPhone Duo

From RM443/month

Enquire Now

iPhone 18 Pro Max

From RM301/month

Enquire Now

iPhone 18 Pro

From RM281/month

Enquire Now

iPhone 17

From RM200/month

Enquire Now

Samsung Galaxy S26 Ultra 5G

From RM238/month

Enquire Now

Samsung Galaxy Z Fold 8 Ultra 5G

From RM332/month

Enquire Now

Samsung Galaxy Z Fold 8 5G

From RM304/month

Enquire Now

Samsung Galaxy Z Fold 7 5G

From RM285/month

Enquire Now

How to Apply

Choose Phone

Select your dream phone

WhatsApp Us

Submit Documents

Prepare IC and payslip

Collect Phone

Approved — collect at a branch or receive it by courier

SPR staff handing a new phone to a customer at the counter — Collect at an SPR store
After approval, collect your new phone at any of the 16 SPR stores in the Klang Valley.

SPR staff packing a new phone box for posting — Or we post it to your home
Elsewhere in Peninsular Malaysia? We post the agreement for you to sign, then pack the phone securely and deliver it to your address.

View Full Phone Installment Plans Buying a Phone by Installment: What to Check First

Our Customers

Real AnsuranPhone customers at SPR Device Market stores — approved, picked up, and walking out with a new phone.

Phone pickup at SPR Device Market

Customer collecting new phone at counter — Fast process, ready to take home

Female AnsuranPhone customer at the store — Installment without credit card — open to everyone

Customer inside SPR Device Market branch — Visit any of our 16 SPR branches

Customer holding official invoice — Official invoice — transparent and secure

Male AnsuranPhone customer wearing a blue cap — Returning AnsuranPhone customer

Two AnsuranPhone customers at the store — Apply together with a friend — same easy process

Our Service Areas

Phone installment services across Peninsular Malaysia

Kedah

Negeri Sembilan

Melaka

Pahang

Terengganu

Kelantan

Perlis

Putrajaya

Putrajaya

What Our Customers Say

“Kawan recommend AnsuranPhone. Memang betul — servis terbaik! Samsung S25+ saya beli dengan ansuran 24 bulan, 0 deposit. Tak perlu keluar duit banyak.”

Tan Mei Ling

“Saya bandingkan banyak kedai sebelum pilih AnsuranPhone. Harga ansuran paling berpatutan dan 0 deposit. Samsung S25 Ultra saya memang original dengan waranti penuh.”

Muhammad Hafiz

“Ambil iPhone Air secara ansuran 36 bulan. Bayaran bulanan sangat rendah, tak terasa langsung! Telefon pun original dan cantik. Highly recommend AnsuranPhone.”

Lee Wei Ming

“Sangat puas hati dengan perkhidmatan AnsuranPhone! Proses mudah, staff ramah, dan telefon original. Saya ambil iPhone 17 Pro dengan ansuran 24 bulan. Bayaran bulanan sangat berpatutan.”

Ahmad Rizal

“Tak perlu kad kredit pun boleh beli telefon baru! Dokumen senang je — IC dan slip gaji. Kelulusan JCL dalam seminggu. Terima kasih AnsuranPhone!”

Nurul Aisyah

“Sebagai pekerja sendiri, saya fikir susah nak dapat kelulusan. Tapi AnsuranPhone bantu saya sediakan dokumen SSM dan bank statement. Lulus dalam 10 hari!”

Priya Naidu

“Proses kelulusan ambil masa seminggu macam dijanjikan. Staff WhatsApp sangat responsif dan membantu. Cuma kena pergi cawangan untuk tandatangan dokumen — harap boleh online satu hari nanti.”

Siti Nurhaliza

“Pertama kali beli telefon secara ansuran. Risau pada mulanya tapi proses sangat telus — tiada caj tersembunyi. Staff terangkan semua dengan jelas sebelum sign.”

Amir Syafiq