Phone Installment Without Credit Card
From RM161/month
Old phone getting slow? New phones too expensive? No worries — monthly installments from just RM161, no credit card, zero deposit. Apply today, upgrade tomorrow.
No Credit Card Needed
Approved in ~7 Days
0 Deposit
Across Peninsular Malaysia
Popular Phones
Easy Installment Plan
JCL Credit Leasing
Installment Up To 36 Months
Low monthly payments without credit card. Fast approval.
Ask About JCL36
Max Months
0
Deposit
✕
No Credit Card
~7
Days Approval
Documents Needed To Apply
Basic Salary
- •IC Copy (Front & Back)
- •Latest 1 month payslip
Commission Salary
- •IC Copy (Front & Back)
- •Latest 1 month payslip
- •Latest 3 months bank statement (Proof of salary credited)
Self-Employed
- •Owner IC Copy (Front & Back)
- •Latest 6 months company bank statement
- •Latest 3 months owner's bank statement
- •SSM – 3 pages
Eligible Applicants
- •Malaysian citizen (Blue IC only)
- •Stable employment (At least 3 months)
- •All compulsory documents provided
Not Eligible
- •Under 18 years old, student
- •Foreigners
- •Part-time / Daily-paid jobs / Interns
- •Rider-based jobs (Grab/FoodPanda)
- •Military personnel
- •Red IC holders
Remarks
- •Processing period is 7 working days
- •Verification will take 3 days after compulsory documents are provided
- •After verification is successful, please visit the shop to sign the agreement document
- •After agreement document is signed, it will take 3 to 5 days to receive the phone
How to Apply
1
Choose Phone
Select your dream phone
2
WhatsApp Us
Contact us via WhatsApp
3
Submit Documents
Prepare IC and payslip
4
Collect Phone
Approved and collect at branch
Our Customers
Customer photos will be added soon.
Our Service Areas
Phone installment services across Peninsular Malaysia
Selangor
- Ampang
- Ara Damansara
- Balakong
- Bandar Baru Bangi
- Bandar Sunway
- Bangi
- Banting
- Batang Kali
- Batu Caves
- Beranang
- Bestari Jaya
- Bukit Beruntung
- Bukit Raja
- Cheras Selatan
- Cyberjaya
- Damansara Damai
- Dengkil
- Gombak
- Hulu Langat
- Jenjarom
- Kajang
- Kelana Jaya
- Klang
- Kota Damansara
- Kuala Selangor
- Petaling Jaya
- Port Klang
- Puchong
- Rawang
- Sabak Bernam
- Selayang
- Semenyih
- Sepang
- Serdang
- Seri Kembangan
- Setia Alam
- Shah Alam
- Subang Jaya
- Sungai Buloh
- Tanjung Karang
- Telok Panglima Garang
Kuala Lumpur
- Bangsar
- Batu
- Bukit Bintang
- Bukit Jalil
- Cheras
- Damansara
- Desa Petaling
- Dutamas
- Hartamas
- Jalan Ipoh
- Kampung Baru
- Kepong
- Kuala Lumpur City
- Kuchai Lama
- Mont Kiara
- Pandan Indah
- Salak Selatan
- Segambut
- Sentul
- Setapak
- Setiawangsa
- Sri Petaling
- Taman Connaught
- Taman Maluri
- Taman Melawati
- Taman Midah
- Taman Segar
- Taman Tun Dr Ismail
- Titiwangsa
- Wangsa Maju
Johor
Pulau Pinang
Perak
Kedah
Negeri Sembilan
Melaka
Pahang
Terengganu
Kelantan
Putrajaya
What Our Customers Say
Frequently Asked Questions
Get Your Dream Phone Today!
0 Deposit, no credit card needed. Contact us now for more information.