AnsuranPhone.COM
AnsuranPhone customer holding iPhone — ansuran mudah tanpa kad kredit
NO CREDIT CARD NEEDED

New Phone,Easy Installment.

iPhone fromRM93/month10,000+ Customers Approved

Aina will help you pick the best plan.

  1. 1Ask on WhatsApp
  2. 2Approved ~7 Days
  3. 3Pick Up at Store
No Credit Card Needed
Approved in ~7 Days
0
0 Deposit
Across Peninsular Malaysia

Easy Installment Plan

JCL Credit Leasing

Installment Up To 36 Months

Low monthly payments without credit card. Fast approval.

Ask About JCL
36
Max Months
0
Deposit
No Credit Card
~7
Days Approval

Documents Needed To Apply

Basic Salary

  • IC Copy (Front & Back)
  • Latest 1 month payslip

Commission Salary

  • IC Copy (Front & Back)
  • Latest 1 month payslip
  • Latest 3 months bank statement (Proof of salary credited)

Self-Employed

  • Owner IC Copy (Front & Back)
  • Latest 6 months company bank statement
  • Latest 3 months owner's bank statement
  • SSM – 3 pages

Eligible Applicants

  • Malaysian citizen (Blue IC only)
  • Stable employment (At least 3 months)
  • All compulsory documents provided

Not Eligible

  • Under 18 years old, student
  • Foreigners
  • Part-time / Daily-paid jobs / Interns
  • Rider-based jobs (Grab/FoodPanda)
  • Military personnel
  • Red IC holders

Remarks

  • Processing period is 7 working days
  • Verification will take 3 days after compulsory documents are provided
  • After verification is successful, please visit the shop to sign the agreement document
  • After agreement document is signed, it will take 3 to 5 days to receive the phone

How to Apply

1

Choose Phone

Select your dream phone

2

WhatsApp Us

Contact us via WhatsApp

3

Submit Documents

Prepare IC and payslip

4

Collect Phone

Approved and collect at branch

Our Customers

Real AnsuranPhone customers at SPR Device Market stores — approved, picked up, and walking out with a new phone.

AnsuranPhone customer at SPR Device Market
Phone pickup at SPR Device Market
Customer collecting new phone at counter
Fast process, ready to take home
Customer giving thumbs-up after phone collection
Approved and collected the same day
Female AnsuranPhone customer at the store
Installment without credit card — open to everyone
Customer inside SPR Device Market branch
Visit any of our 16 SPR branches
Customer holding official invoice
Official invoice — transparent and secure
Male AnsuranPhone customer wearing a blue cap
Returning AnsuranPhone customer
Two AnsuranPhone customers at the store
Apply together with a friend — same easy process

Our Service Areas

Phone installment services across Peninsular Malaysia

Putrajaya

Sarawak

What Our Customers Say

Kawan recommend AnsuranPhone. Memang betul — servis terbaik! Samsung S25+ saya beli dengan ansuran 24 bulan, 0 deposit. Tak perlu keluar duit banyak.

Tan Mei Ling

Saya bandingkan banyak kedai sebelum pilih AnsuranPhone. Harga ansuran paling berpatutan dan 0 deposit. Samsung S25 Ultra saya memang original dengan waranti penuh.

Muhammad Hafiz

Ambil iPhone Air secara ansuran 36 bulan. Bayaran bulanan sangat rendah, tak terasa langsung! Telefon pun original dan cantik. Highly recommend AnsuranPhone.

Lee Wei Ming

Sangat puas hati dengan perkhidmatan AnsuranPhone! Proses mudah, staff ramah, dan telefon original. Saya ambil iPhone 17 Pro dengan ansuran 24 bulan. Bayaran bulanan sangat berpatutan.

Ahmad Rizal

Tak perlu kad kredit pun boleh beli telefon baru! Dokumen senang je — IC dan slip gaji. Kelulusan JCL dalam seminggu. Terima kasih AnsuranPhone!

Nurul Aisyah

Sebagai pekerja sendiri, saya fikir susah nak dapat kelulusan. Tapi AnsuranPhone bantu saya sediakan dokumen SSM dan bank statement. Lulus dalam 10 hari!

Priya Naidu

Proses kelulusan ambil masa seminggu macam dijanjikan. Staff WhatsApp sangat responsif dan membantu. Cuma kena pergi cawangan untuk tandatangan dokumen — harap boleh online satu hari nanti.

Siti Nurhaliza

Pertama kali beli telefon secara ansuran. Risau pada mulanya tapi proses sangat telus — tiada caj tersembunyi. Staff terangkan semua dengan jelas sebelum sign.

Amir Syafiq

Frequently Asked Questions

Check Your Eligibility Before Choosing a Model

WhatsApp us to check your installment eligibility, ask about 0 deposit, and shortlist the right phone for you.