University student? New PAYEX plan β€” no payslip, no guarantor.View now β†’
AnsuranPhone.COM

Phone Installment Plans

We offer JCL Credit Leasing installment plans. Choose the plan that suits your budget.

How to Apply

1

Choose Phone

Select your dream phone

2

WhatsApp Us

Contact us via WhatsApp

3

Submit Documents

Prepare IC and payslip

4

Collect Phone

Approved and collect at branch

Documents Needed To Apply

Basic Salary

  • β€’IC Copy (Front & Back)
  • β€’Latest 1 month payslip

Commission Salary

  • β€’IC Copy (Front & Back)
  • β€’Latest 1 month payslip
  • β€’Latest 3 months bank statement (Proof of salary credited)

Self-Employed

  • β€’Owner IC Copy (Front & Back)
  • β€’Latest 6 months company bank statement
  • β€’Latest 3 months owner's bank statement
  • β€’SSM – 3 pages

University student?

You can apply for the PAYEX Student Plan β€” no payslip, no guarantor.

View Student Plan β†’

Eligible Applicants

  • βœ“Malaysian citizen (Blue IC only)
  • βœ“Stable employment (At least 3 months)
  • βœ“All compulsory documents provided

Not Eligible

  • βœ•Under 18 years old
  • βœ•Foreigners
  • βœ•Part-time / Daily-paid jobs / Interns
  • βœ•Rider-based jobs (Grab/FoodPanda)
  • βœ•Military personnel
  • βœ•Red IC holders

Available Phones

Check Your Eligibility Now

Chat with us on WhatsApp β€” check eligibility, confirm documents, and pick your phone faster.

Check Eligibility on WhatsApp