iPhone 18 Pro and Pro Max Instalments: The Full Monthly Table (Malaysia 2026)

Short answer: at AnsuranPhone, the iPhone 18 Pro starts at RM266/month and the iPhone 18 Pro Max at RM290/month (256GB, JCL 36-month plan) — no credit card, no deposit. The 12- and 24-month plans are available too, and every storage tier (256GB, 512GB, 1TB, 2TB) is listed in full below. Pre-orders open 12 September 2026 at 8pm; sales start 18 September.

Updated 12 September 2026 — every figure below is our live plan for the iPhone 18 Pro and Pro Max.

What are the iPhone 18 Pro monthly instalments?

Full specifications and the booking form are on the iPhone 18 Pro page.

What are the iPhone 18 Pro Max monthly instalments?

Its model page: iPhone 18 Pro Max.

Every plan above is a JCL plan at AnsuranPhone, with no deposit and no credit card. How approval works is explained on our instalment page.

12, 24 or 36 months — which should you pick?

This choice is not about the phone, it is about your monthly cash flow:

• 36 months — the lowest monthly figure, and the easiest to fit into a tight budget. This is what most people take.
• 24 months — the middle ground; you finish sooner, but the monthly figure is higher.
• 12 months — done within a year, highest monthly figure. Good if your income is steady and you want it over with.

A simple rule: pick the tenure whose monthly payment is still comfortable after your other monthly commitments, not the one that finishes fastest. A monthly figure that runs too tight is the number one cause of missed payments.

Which storage tier should you take?

iPhone storage cannot be upgraded after purchase, so this is a one-time decision:

• 256GB — enough for most people: social apps, thousands of photos, a few hundred offline songs.
• 512GB — the sensible pick if you shoot 4K video regularly or keep a lot of games installed.
• 1TB / 2TB — for real video work, ProRes, or if you genuinely never delete anything.

If you are unsure, 256GB plus a tidy iCloud setup solves the problem for 90% of buyers.

What if your monthly budget is under RM266?

The iPhone 17 line-up is still live and all of its plans still run. These are the 36-month figures for 256GB:

If you are torn between the iPhone 17 Pro and the iPhone 18 Pro, our comparison of the two generations explains what actually changed. If you are holding out for a regular model, read wait for iPhone 18 or buy iPhone 17 — the regular iPhone 18 is expected in early 2027.

Ready to book — what happens next?

Pre-orders open 12 September 2026 at 8pm and sales start 18 September. The step-by-step process, including the documents to prepare, is in how to pre-order the iPhone 18 in Malaysia.

FAQ

What is the lowest monthly payment for an iPhone 18 Pro?

RM266/month for the iPhone 18 Pro 256GB on a 36-month plan. For the iPhone 18 Pro Max 256GB it is RM290/month on the same plan.

Do I need a deposit or a credit card?

Neither. JCL plans at AnsuranPhone have no deposit and require no credit card.

Can I change tenure after the plan starts?

Message us and we will see what can be done for your case — but it is far better to pick the right tenure at the start.

Is there a plan for the 2TB tier?

Yes. The iPhone 18 Pro 2TB is RM556/month and the iPhone 18 Pro Max 2TB is RM580/month, both on 36-month plans.

Do these monthly figures include delivery?

Yes, delivery to your Malaysian address is included. We confirm the delivery date once your booking is confirmed.

Want us to work out which tenure fits your budget? WhatsApp +6010-325 1033 — we reply fast.