Guide
Alternative Documents for Self-Employed Tips for Approval Who Is Not Eligible?
Phone Installment Without Payslip — Is It Possible?
By AnsuranPhone• 21 March 2026

Short answer: Yes — with alternative documents. Self-employed individuals can apply with bank statements and SSM instead of payslip.
- Owner IC copy (front & back)
- Company bank statement — 6 months
- Owner personal bank statement — 3 months
- SSM — 3 pages
- Ensure bank statements show consistent income
- Minimum RM1,200/month income
- Active SSM registration
- Business operating at least 6 months
- Students
- Part-time / daily workers / interns
- Riders (Grab, FoodPanda)
- Military
- Foreigners
Contact AnsuranPhone via WhatsApp at +6018-3954559 — we'll guide you through the process!