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Guide

Phone Installment Without Payslip — Is It Possible?

By AnsuranPhone• 21 March 2026
Phone Installment Without Payslip — Is It Possible?

Short answer: Yes — with alternative documents. Self-employed individuals can apply with bank statements and SSM instead of payslip.

Still a student? Read our guide to phone and iPhone installment without a payslip for students — the Student Plan does not check a payslip at all; IC, student card and proof of enrollment are enough.

Alternative Documents for Self-Employed

  1. Owner IC copy (front & back)
  2. Company bank statement — 6 months
  3. Owner personal bank statement — 3 months
  4. SSM — 3 pages

Tips for Approval

  • Ensure bank statements show consistent income
  • No minimum income — just consistent monthly inflow
  • Active SSM registration
  • Business operating at least 6 months

Who Is Not Eligible?

  • Students
  • Part-time / daily workers / interns
  • Riders (Grab, FoodPanda)
  • Military
  • Foreigners

Contact AnsuranPhone via WhatsApp at +6010-325 1033 — we'll guide you through the process!