Guide
Phone Installment Without Payslip β Is It Possible?
By AnsuranPhoneβ’ 21 March 2026

Short answer: Yes β with alternative documents. Self-employed individuals can apply with bank statements and SSM instead of payslip.
Alternative Documents for Self-Employed
- Owner IC copy (front & back)
- Company bank statement β 6 months
- Owner personal bank statement β 3 months
- SSM β 3 pages
Tips for Approval
- Ensure bank statements show consistent income
- Minimum RM1,200/month income
- Active SSM registration
- Business operating at least 6 months
Who Is Not Eligible?
- Students
- Part-time / daily workers / interns
- Riders (Grab, FoodPanda)
- Military
- Foreigners
Contact AnsuranPhone via WhatsApp at +6010-325 1033 β we'll guide you through the process!


