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Guide

Phone Installment Without Payslip — Is It Possible?

By AnsuranPhone21 March 2026
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Short answer: Yes — with alternative documents. Self-employed individuals can apply with bank statements and SSM instead of payslip.

Alternative Documents for Self-Employed
  1. Owner IC copy (front & back)
  2. Company bank statement — 6 months
  3. Owner personal bank statement — 3 months
  4. SSM — 3 pages
Tips for Approval
  • Ensure bank statements show consistent income
  • Minimum RM1,200/month income
  • Active SSM registration
  • Business operating at least 6 months
Who Is Not Eligible?
  • Students
  • Part-time / daily workers / interns
  • Riders (Grab, FoodPanda)
  • Military
  • Foreigners

Contact AnsuranPhone via WhatsApp at +6018-3954559 — we'll guide you through the process!