Guide
Are Factory Workers Eligible? Required Documents Popular Phones for Factory Worker Budget Salary RM1,200 - RM1,800 Salary RM1,800 - RM2,500 Important Tips How to Apply
Phone Installment for Factory Workers & Operators — Complete Guide
By AnsuranPhone• 24 March 2026
Many factory workers in Malaysia want a new phone but don't have a credit card. Good news — you can apply at AnsuranPhone with a salary as low as RM1,200!
Yes! As long as you meet these requirements:
- Malaysian citizen with Blue IC
- Minimum salary RM1,200/month (including fixed allowances)
- At least 3 months with current employer
- Age 18 and above
- IC copy (front & back)
- Latest payslip (1 month) — must show company name and salary amount
- Samsung Galaxy A16 — from RM69/month
- OPPO A3 — from RM75/month
- Xiaomi Redmi Note 14 — from RM72/month
- Samsung Galaxy S25 — from RM161/month
- iPhone 17 — from RM197/month
- Keep installment under 15-20% of net salary
- Choose 36-month tenure for lowest monthly payment
- Pick a phone you can afford — don't overstretch
- WhatsApp +6018-3954559
- Tell us which phone and your salary
- Submit IC and payslip photos
- Wait for JCL approval (~7 days)
- Visit nearest branch to collect!
Easy installment for all Malaysian workers — no credit card, 0 deposit!
