What Is the Minimum Salary for Phone Installment in Malaysia?
The minimum salary to apply for a phone installment through JCL Credit Leasing at AnsuranPhone is RM1,200 per month. Applicants must be 18-60 years old, a Malaysian citizen or valid work permit holder, and provide their IC along with recent payslips or bank statements.
The minimum salary to apply for phone installment through JCL Credit Leasing at AnsuranPhone is RM1,200 per month. This includes basic salary and fixed allowances.
Eligibility Requirements
- Malaysian citizen (Blue IC only)
- Age 18 and above
- Minimum salary RM1,200/month
- Stable employment for at least 3 months
Required Documents
- IC copy (front & back)
- Latest payslip (1 month)
- Self-employed: additional bank statements + SSM
How to Apply
Frequently Asked Questions
What if my salary is below RM1,200?
A salary below RM1,200 currently does not meet JCL Credit Leasing's minimum requirement. You may consider adding verifiable side income shown through bank statements.
Is cash salary (without payslips) accepted?
Yes, cash-salary workers can apply by submitting 3 months of recent bank statements showing consistent salary inflow.
Can part-time workers apply for phone installments?
Yes, as long as your monthly income reaches RM1,200 and can be verified through payslips or bank statements.
- Contact us via WhatsApp at +60103251033
- Submit IC and payslip
- Wait for JCL approval (~7 working days)
- Visit branch to sign and collect phone
