Best 5G Phones Under RM100 a Month β Installment Malaysia 2026
Want a powerful 5G phone but a light monthly installment? These five are all under RM100 a month (36-month JCL plan), 0 deposit and no credit card at AnsuranPhone. Ranked by value, not by brand.
Which 5G phone is best value on installment under RM100/month?
Monthly installment summary (36-month JCL plan, base storage):
- Poco X8 Pro Max 5G β RM96/month β biggest battery (8500mAh)
- Infinix Note 60 Pro 5G β RM66/month β 144Hz screen + "healing" battery
- Tecno Camon 50 Ultra 5G β RM65/month β triple 50MP camera + 3x zoom
- Realme 15 5G β RM63/month β 7000mAh battery + 80W charging
- Poco X7 Pro 5G β RM56/month β fastest chip (Dimensity 8400 Ultra)
1. Poco X8 Pro Max 5G β from RM96/month
Pick the Poco X8 Pro Max 5G if battery is your #1. The 8500mAh cell lasts two days, plus 100W charging, a Dimensity 9500s chip and a 6.83" AMOLED 120Hz screen.
- 8500mAh battery + 100W HyperCharge
- Dimensity 9500s (3nm)
- Best for: e-hailing drivers, heavy battery users
- RM96/month (36 months) or RM129/month (24 months)
2. Infinix Note 60 Pro 5G β from RM66/month
The most balanced pick. The Infinix Note 60 Pro 5G runs a Snapdragon 7s Gen 4, a 6.78" AMOLED 144Hz screen at 4500 nits, and a 6500mAh battery with 90W charging.
- 144Hz screen, 4500 nits
- Snapdragon 7s Gen 4
- Best for: daily users who want a bright sharp screen
- RM66/month (36 months) or RM89/month (24 months)
3. Tecno Camon 50 Ultra 5G β from RM65/month
For photography fans. The Tecno Camon 50 Ultra 5G has three 50MP cameras (OIS main + 3x telephoto + 50MP selfie), a 144Hz screen and IP69K dust/water resistance.
- Triple 50MP cameras + 3x optical zoom
- IP69K dust & water resistance
- Best for: photo & video lovers
- RM65/month (36 months) or RM87/month (24 months)
4. Realme 15 5G β from RM63/month
The battery & fast-charge king. The Realme 15 5G packs a 7000mAh battery with 80W charging, a 144Hz screen and IP69 rating β all at RM63/month.
- 7000mAh battery + 80W charging
- IP69, 12GB RAM
- Best for: all-day use with no battery anxiety
- RM63/month (36 months) or RM84/month (24 months)
5. Poco X7 Pro 5G β from RM56/month
Cheapest and fastest. The Poco X7 Pro 5G uses a flagship-class Dimensity 8400 Ultra chip, a 6000mAh battery with 90W charging and IP68 β great for gaming at a low price.
- Dimensity 8400 Ultra (fastest in this list)
- 6000mAh battery + 90W, IP68
- Best for: budget gamers
- RM56/month (36 months) or RM76/month (24 months)
Choose by what you need
- Want the longest battery β Poco X8 Pro Max or Realme 15
- Want the best gaming performance β Poco X7 Pro
- Want the best camera β Tecno Camon 50 Ultra
- Want the brightest screen β Infinix Note 60 Pro
- Lowest budget β Poco X7 Pro (RM56/month)
Why finance with AnsuranPhone?
- 0 deposit & no credit card
- Official JCL Credit Leasing plan β not a loan shark
- Original set with warranty
- Collect at an SPR branch in KL & Selangor or settle on WhatsApp
Ready to pick? WhatsApp +6010-325 1033 to check eligibility, or try our installment calculator first.
