Best 5G Phones Under RM100 a Month — Installment Malaysia 2026
Want a powerful 5G phone but a light monthly installment? These four are all under RM100 a month (36-month JCL plan), 0 deposit and no credit card at AnsuranPhone. Ranked by value, not by brand.
Which 5G phone is best value on installment under RM100/month?
Monthly installment summary (36-month JCL plan, base storage):
- Infinix Note 60 Pro 5G — 144Hz screen + "healing" battery
- Tecno Camon 50 Ultra 5G — triple 50MP camera + 3x zoom
- Realme 15 5G — 7000mAh battery + 80W charging
- Poco X7 Pro 5G — fastest chip (Dimensity 8400 Ultra)
1. Infinix Note 60 Pro 5G
The most balanced pick. The Infinix Note 60 Pro 5G runs a Snapdragon 7s Gen 4, a 6.78" AMOLED 144Hz screen at 4500 nits, and a 6500mAh battery with 90W charging.
- 144Hz screen, 4500 nits
- Snapdragon 7s Gen 4
- Best for: daily users who want a bright sharp screen
- 36-month or 24-month plan — see the latest monthly price on the product page
2. Tecno Camon 50 Ultra 5G
For photography fans. The Tecno Camon 50 Ultra 5G has three 50MP cameras (OIS main + 3x telephoto + 50MP selfie), a 144Hz screen and IP69K dust/water resistance.
- Triple 50MP cameras + 3x optical zoom
- IP69K dust & water resistance
- Best for: photo & video lovers
- 36-month or 24-month plan — see the latest monthly price on the product page
3. Realme 15 5G
The battery & fast-charge king. The Realme 15 5G packs a 7000mAh battery with 80W charging, a 144Hz screen and IP69 rating — see the latest monthly price on the product page.
- 7000mAh battery + 80W charging
- IP69, 12GB RAM
- Best for: all-day use with no battery anxiety
- 36-month or 24-month plan — see the latest monthly price on the product page
4. Poco X7 Pro 5G
Fastest chip in this list. The Poco X7 Pro 5G uses a flagship-class Dimensity 8400 Ultra chip, a 6000mAh battery with 90W charging and IP68 — great for gaming at a low price.
- Dimensity 8400 Ultra (fastest in this list)
- 6000mAh battery + 90W, IP68
- Best for: budget gamers
- 36-month or 24-month plan — see the latest monthly price on the product page
Choose by what you need
- Want the longest battery → Realme 15
- Want the best gaming performance → Poco X7 Pro
- Want the best camera → Tecno Camon 50 Ultra
- Want the brightest screen → Infinix Note 60 Pro
- Lowest monthly price → Tecno Camon 50 Ultra
Why finance with AnsuranPhone?
- 0 deposit & no credit card
- Official JCL Credit Leasing plan — not a loan shark
- Original set with warranty
- Collect at an SPR branch in KL & Selangor or settle on WhatsApp
Ready to pick? WhatsApp +6010-325 1033 to check eligibility, or try our installment calculator first.
