Comparison
Why Choose Xiaomi / OPPO / Vivo? Installment Prices (36 Months, 0 Deposit) Xiaomi OPPO Vivo All Without Credit Card & 0 Deposit
Xiaomi, OPPO & Vivo Installment in Malaysia 2026 — Best Budget Options
By AnsuranPhone• 23 March 2026

Not everyone wants an iPhone or Samsung. Xiaomi, OPPO, and Vivo offer great specs at much lower prices. At AnsuranPhone, you can get these brands on easy installment.
- Lower prices for similar specs vs Samsung & iPhone
- Bigger batteries — most models 5,000mAh+
- High quality cameras with AI
- Best value per Ringgit
- Redmi Note 14 — from RM72/month
- Redmi Note 14 Pro — from RM99/month (200MP camera)
- Xiaomi 15 — from RM130/month (Snapdragon 8 Elite)
- OPPO A3 — from RM75/month
- OPPO Reno 13 — from RM110/month
- Vivo Y39 — from RM70/month (6,000mAh battery)
- Vivo V40 — from RM115/month (Zeiss camera)
All brands available on JCL Credit Leasing installment. Same requirements — IC + payslip, minimum salary RM1,200. Contact +6018-3954559!


