New Semester: A Guide to Choosing & Financing a Phone for New Students
The start of a new semester is the best time for students to switch phones β but plan before you buy. Set a monthly budget, pick a phone by campus use, and use installment (the Student Plan with no payslip) to spread the cost. A quick guide below.
When is the best time for students to switch phones?
Early in the semester. A good phone makes digital notes, online classes, campus e-wallets and course registration easier β so it is better to sort it early than to struggle with an old phone during exams.
How much monthly budget suits a student?
Simple rule: pick a monthly installment you are comfortable paying even in a tight month. Budget student phones start from around RM32 a month on the standard plan, so there is no need to stretch for an expensive model.
Checklist before taking a phone installment
- Set the maximum monthly budget you are comfortable with.
- List your main uses: notes, online classes, camera, or gaming.
- Choose enough storage (256GB is good for notes + photos + campus apps).
- Prepare student documents: IC, student card, proof of enrollment.
- Confirm the plan and payment on WhatsApp before you commit.
Which phone for a new student?
For most students, a budget 5G phone is plenty. Popular picks include the Samsung Galaxy A16 5G and Redmi 15 5G. See the full list in best budget phones for students.
How do students apply with no payslip?
Students use the Student Plan β no payslip, no guarantor. More in how students get installment with no payslip and eligibility & documents.
Soalan Lazim
When is the best time for a student to buy a new phone?
Early in the semester, so the phone is ready for notes, online classes and course registration throughout your studies.
How much should a student spend a month on a phone?
Pick a monthly installment that is comfortable even in a tight month. Budget student phones start from around RM32/month on the standard plan.
Can new students take installment without a payslip?
Yes, through the PAYEX Student Plan with your IC, student card and proof of enrollment.
Ready for the new semester? WhatsApp +6010-325 1033 to check your student phone installment eligibility.
