iPhone 18 pre-order: from RM266/monthView
AnsuranPhone.COM

iPhone Installment Plans

iPhone phones are available on installment in Malaysia from RM95/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any iPhone model below, apply on WhatsApp, and collect at one of 16 SPR branches nationwide.

Which iPhone Model Should You Choose?

iPhone runs Apple's iOS ecosystem — App Store, iMessage, AirDrop, and up to 5-6 years of software updates — which is why iPhones tend to hold their resale value better than most Android phones in Malaysia. Every iPhone at AnsuranPhone comes with an official Apple Malaysia warranty.

Budget pick
Apple iPhone 13

On a tight budget? The Apple iPhone 13, from RM95/month, is the most affordable way into the iPhone lineup on our installment plans.

Mid-range pick
iPhone 17

Want a balance of specs and price? The iPhone 17 from RM195/month is the most popular mid-range pick among AnsuranPhone customers.

Flagship pick
iPhone Duo

Want the best iPhone has to offer? The iPhone Duo from RM459/month is our top flagship model.

How to buy iPhone installment at AnsuranPhone

4 steps. No credit card required, zero deposit.

1. Pick your model

Choose any iPhone model and storage from the catalog above.

2. Message us on WhatsApp

Click WhatsApp and share your IC and most recent pay slip.

3. JCL approval

JCL Credit Leasing reviews your application within 24 hours.

4. Collect your phone

Pick up at the nearest SPR branch or arrange home delivery.

Why buy iPhone at AnsuranPhone?

WhatsApp us about iPhone

No credit card needed

Installment plans through JCL Credit Leasing — only IC and pay slip required.

Zero deposit

No upfront payment. Your first installment is the first month.

12 / 24 / 36-month tenures

iPhone monthly installments from RM95/month, varying by storage and tenure.

Malaysian manufacturer warranty

Every phone comes with the manufacturer's official warranty valid in Malaysia.

Frequently Asked Questions