iPhone Installment Plan Malaysia
iPhone phones are available on installment in Malaysia from RM98/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any iPhone model below, apply on WhatsApp, and collect at one of 16 SPR branches in the Klang Valley.
4 Ways to Buy iPhone on Installment in Malaysia
There are four common ways to pay for an iPhone monthly in Malaysia. Which one fits depends mostly on whether you have a credit card.
| Option | What you need | Good to know |
|---|---|---|
| Credit card instalment (0% EPP) | A credit card with enough limit for the full price | Offered by official brand stores, big retailers and participating banks; the full phone price is held against your card limit. |
| Telco device plan | A postpaid contract + credit check | Your monthly bill bundles the phone with a mobile plan; contracts usually run 24–36 months. |
| Buy now, pay later app (BNPL) | App approval; limits vary | Usually split into 3–6 payments; limits are often too low for a flagship phone. |
| Leasing without a credit card (AnsuranPhone × JCL Credit Leasing) | IC + your latest payslip | 12 / 24 / 36 months, 0 deposit, from RM98/month; approval in about 3 working days. |
iPhone Installment Plan — Compare All Models
Monthly installment prices for every iPhone model in stock, via JCL Credit Leasing.
- iPhone Duo — From RM443/month
- iPhone 18 Pro Max — From RM301/month
- iPhone 18 Pro — From RM281/month
- Apple iPhone 14 Plus — From RM192/month
- Apple iPhone 13 — From RM98/month
- iPhone 17e — From RM156/month
- iPhone 16 Plus — From RM192/month
- iPhone 16 — From RM176/month
- iPhone 16e — From RM135/month
- iPhone 15 — From RM152/month
- iPhone 17 — From RM200/month
- iPhone 17 Pro — From RM220/month
- iPhone 17 Pro Max — From RM240/month
- iPhone Air — From RM172/month
iPhone Installment Table
Compare 12 / 24 / 36 months · 14 models
Monthly payments through JCL for every model and storage.
iPhone Duo
ViewiPhone Duo — RM per month RM per month 12 mo 24 mo 36 mo 256GB 1054 595 443 512GB 1208 682 507 1TB 1439 813 604 2TB 1786 1009 750 iPhone 18 Pro Max
ViewiPhone 18 Pro Max — RM per month RM per month 12 mo 24 mo 36 mo 256GB 717 405 301 512GB 823 465 346 1TB 1035 585 434 2TB 1352 764 568 iPhone 18 Pro
ViewiPhone 18 Pro — RM per month RM per month 12 mo 24 mo 36 mo 256GB 669 378 281 512GB 746 421 313 1TB 977 552 410 2TB 1324 748 556 iPhone 17 Pro Max
ViewiPhone 17 Pro Max — RM per month RM per month 12 mo 24 mo 36 mo 256GB 573 324 240 512GB 679 383 285 1TB 765 432 321 2TB 948 536 398 iPhone 17 Pro
ViewiPhone 17 Pro — RM per month RM per month 12 mo 24 mo 36 mo 256GB 525 296 220 512GB 631 356 265 1TB 717 405 301 iPhone 17
ViewiPhone 17 — RM per month RM per month 12 mo 24 mo 36 mo 256GB 477 269 200 512GB 563 318 236 iPhone 14 Plus
ViewiPhone 14 Plus — RM per month RM per month 12 mo 24 mo 36 mo 512GB 457 258 192 iPhone 16 Plus
ViewiPhone 16 Plus — RM per month RM per month 12 mo 24 mo 36 mo 128GB 457 258 192 256GB 515 291 216 iPhone 16
ViewiPhone 16 — RM per month RM per month 12 mo 24 mo 36 mo 128GB 419 237 176 iPhone Air
ViewiPhone Air — RM per month RM per month 12 mo 24 mo 36 mo 256GB 409 231 172 1TB 694 392 291 iPhone 17e
ViewiPhone 17e — RM per month RM per month 12 mo 24 mo 36 mo 256GB 371 209 156 512GB 477 269 200 iPhone 15
ViewiPhone 15 — RM per month RM per month 12 mo 24 mo 36 mo 128GB 361 204 152 256GB 390 220 164 iPhone 16e
ViewiPhone 16e — RM per month RM per month 12 mo 24 mo 36 mo 128GB 323 182 135 iPhone 13
ViewiPhone 13 — RM per month RM per month 12 mo 24 mo 36 mo 128GB 234 132 98
Subject to JCL approval. Check the product page for the latest price before you apply.
Browse Installment Plans by Brand
Which iPhone Model Should You Choose?
iPhone runs Apple's iOS ecosystem — App Store, iMessage, AirDrop, and up to 5-6 years of software updates — which is why iPhones tend to hold their resale value better than most Android phones in Malaysia. Every iPhone at AnsuranPhone comes with an official Apple Malaysia warranty.
On a tight budget? The Apple iPhone 13, from RM98/month, is the most affordable way into the iPhone lineup on our installment plans.
Want a balance of specs and price? The iPhone 16 Plus from RM192/month is the most popular mid-range pick among AnsuranPhone customers.
Want the best iPhone has to offer? The iPhone Duo from RM443/month is our top flagship model.
How to buy iPhone installment at AnsuranPhone
4 steps. No credit card required, zero deposit.
1. Pick your model
Choose any iPhone model and storage from the catalog above.
2. Message us on WhatsApp
Click WhatsApp and share your IC and most recent pay slip.
3. JCL approval
JCL Credit Leasing approval takes about 3 working days.
4. Collect your phone
Pick up at the nearest SPR branch or arrange home delivery.
Why buy iPhone at AnsuranPhone?
WhatsApp us about iPhoneNo credit card needed
Installment plans through JCL Credit Leasing — only IC and pay slip required.
Zero deposit
No upfront payment. Your first installment is the first month.
12 / 24 / 36-month tenures
iPhone monthly installments from RM98/month, varying by storage and tenure.
Malaysian manufacturer warranty
Every phone comes with the manufacturer's official warranty valid in Malaysia.