Oppo Installment Plan Malaysia
Oppo phones are available on installment in Malaysia from RM34/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Oppo model below, apply on WhatsApp, and collect at one of 16 SPR branches in the Klang Valley.
4 Ways to Buy Oppo on Installment in Malaysia
There are four common ways to pay for a Oppo monthly in Malaysia. Which one fits depends mostly on whether you have a credit card.
| Option | What you need | Good to know |
|---|---|---|
| Credit card instalment (0% EPP) | A credit card with enough limit for the full price | Offered by official brand stores, big retailers and participating banks; the full phone price is held against your card limit. |
| Telco device plan | A postpaid contract + credit check | Your monthly bill bundles the phone with a mobile plan; contracts usually run 24–36 months. |
| Buy now, pay later app (BNPL) | App approval; limits vary | Usually split into 3–6 payments; limits are often too low for a flagship phone. |
| Leasing without a credit card (AnsuranPhone × JCL Credit Leasing) | IC + your latest payslip | 12 / 24 / 36 months, 0 deposit, from RM34/month; approval in about 3 working days. |
Oppo Installment Plan — Compare All Models
Monthly installment prices for every Oppo model in stock, via JCL Credit Leasing.
- OPPO Find X10 — From RM259/month
- OPPO A7 Pro Max 5G — From RM125/month
- OPPO A7 Pro 5G — From RM87/month
- Oppo Reno 16 Pro 5G — From RM192/month
- Oppo Reno 16F 5G — From RM99/month
- Oppo Reno 16 5G — From RM135/month
- Oppo Find N6 5G — From RM363/month
- Oppo A6c — From RM34/month
- Oppo Find X9S — From RM184/month
- Oppo Find X9 Ultra — From RM297/month
- Oppo Find X9 Pro 5G — From RM244/month
- Oppo Find X9 — From RM204/month
- Oppo Reno 15 Pro 5G — From RM143/month
- Oppo Reno 14 Pro 5G — From RM143/month
- Oppo Reno 14F 5G — From RM80/month
- Oppo Reno 14 5G — From RM105/month
- Oppo A6x — From RM35/month
- Oppo A6T 5G — From RM45/month
- Oppo A6 5G — From RM71/month
- OPPO Reno 15 5G — From RM98/month
- OPPO Reno 15F 5G — From RM76/month
- OPPO Reno 13 5G — From RM115/month
- OPPO A6x 5G — From RM55/month
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Browse Installment Plans by Brand
Which Oppo Model Should You Choose?
Oppo phones run Android with the ColorOS interface, known for portrait-optimised cameras and fast SuperVOOC charging — a popular pick for buyers who want flagship-style camera features at a lower installment price point than premium brands.
On a tight budget? The Oppo A6c, from RM34/month, is the most affordable way into the Oppo lineup on our installment plans.
Want a balance of specs and price? The OPPO Reno 13 5G from RM115/month is the most popular mid-range pick among AnsuranPhone customers.
Want the best Oppo has to offer? The Oppo Find N6 5G from RM363/month is our top flagship model.
How to buy Oppo installment at AnsuranPhone
4 steps. No credit card required, zero deposit.
1. Pick your model
Choose any Oppo model and storage from the catalog above.
2. Message us on WhatsApp
Click WhatsApp and share your IC and most recent pay slip.
3. JCL approval
JCL Credit Leasing approval takes about 3 working days.
4. Collect your phone
Pick up at the nearest SPR branch or arrange home delivery.
Why buy Oppo at AnsuranPhone?
WhatsApp us about OppoNo credit card needed
Installment plans through JCL Credit Leasing — only IC and pay slip required.
Zero deposit
No upfront payment. Your first installment is the first month.
12 / 24 / 36-month tenures
Oppo monthly installments from RM34/month, varying by storage and tenure.
Malaysian manufacturer warranty
Every phone comes with the manufacturer's official warranty valid in Malaysia.