Phone Installment in Kota Bharu
Get the latest phones with low monthly payments in Kota Bharu, Kelantan
Popular Installment Phones in Kota Bharu
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Apple iPhone 14 Plus
RM180/month
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Apple iPhone 13
RM93/month
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Oppo Find X9S
RM169/month
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Oppo Find X9 Ultra
RM282/month
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Oppo Find X9 Pro 5G
RM218/month
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Oppo Find X9
RM159/month
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Oppo Reno 15 Pro 5G
RM141/month
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Oppo Reno 14 Pro 5G
RM128/month
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Oppo Reno 14F 5G
RM65/month
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Oppo Reno 14 5G
RM85/month
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Oppo A6x
RM33/month
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Oppo A6T 5G
RM43/month
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Oppo A6 5G
RM60/month
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Poco F8 Ultra
RM143/month
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Poco F8 Pro
RM121/month
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Poco F7 Ultra
RM131/month
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Poco F7 Pro
RM108/month
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Poco F7
RM83/month
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Poco F5 Pro
RM68/month
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Poco X8 Pro Max 5G
RM96/month
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Calculate Your Installment
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Easy Installment Plan
Installment Up To 36 Months
Low monthly payments without credit card. Fast approval.
Ask About JCLDocuments Needed To Apply
Basic Salary
- •IC Copy (Front & Back)
- •Latest 1 month payslip
Commission Salary
- •IC Copy (Front & Back)
- •Latest 1 month payslip
- •Latest 3 months bank statement (Proof of salary credited)
Self-Employed
- •Owner IC Copy (Front & Back)
- •Latest 6 months company bank statement
- •Latest 3 months owner's bank statement
- •SSM – 3 pages
Eligible Applicants
- •Malaysian citizen (Blue IC only)
- •Stable employment (At least 3 months)
- •All compulsory documents provided
Not Eligible
- •Under 18 years old, student
- •Foreigners
- •Part-time / Daily-paid jobs / Interns
- •Rider-based jobs (Grab/FoodPanda)
- •Military personnel
- •Red IC holders
Remarks
- •Processing period is 7 working days
- •Verification will take 3 days after compulsory documents are provided
- •After verification is successful, please visit the shop to sign the agreement document
- •After agreement document is signed, it will take 3 to 5 days to receive the phone
In Kota Bharu, main shops often pause for Asar — prayer is still the rhythm of daily life, and customers will not rush you. We reopen after Asar, and that is when foot traffic really picks up. This is different from KL, where shopping and prayer get separated more often.
Our installment customers in Kota Bharu are mostly local Malay — government staff, teachers, traders at Pasar Siti Khadijah (the market run by women), trishaw riders still working around the Istana, and some staff at Hospital Raja Perempuan Zainab II. The language at the counter is usually bahasa Kelate — staff from out of state take a little while to tune their ears in.
Main corridors: KB Mall, Aeon Kota Bharu, Bazaar Buluh Kubu, and the shoplots around Pasar Siti Khadijah. Best sellers: Samsung Galaxy A for civil servants, Vivo Y for market traders, and iPhone for nasi kerabu restaurant operators or younger traders already running an online business. The 36-month installment with monthly under RM55 is the most picked plan.
FAQ in Kota Bharu
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