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Phone Installment in Pasir Mas

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How We Serve Pasir Mas

We don't have a shopfront in Pasir Mas, but the whole process runs online: apply over WhatsApp, and once JCL approves we send you the agreement to sign and return, then ship the phone to Pasir Mas. Our parent company SPR also runs 16 stores in the Klang Valley if you'd rather come in person.

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Licensed by JCL Credit
100% Original Warranty
10,000+ Phones Sold
4.9/5 Google Rating
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Easy Installment Plan

JCL Credit Leasing

Installment Up To 36 Months

Low monthly payments without credit card. Fast approval.

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36
Max Months
0
Deposit
✕
No Credit Card
~3
Working Days to Approve

Documents Needed To Apply

Basic Salary

  • •IC Copy (Front & Back)
  • •Latest 1 month payslip

Commission Salary

  • •IC Copy (Front & Back)
  • •Latest 1 month payslip
  • •Latest 3 months bank statement (Proof of salary credited)

Self-Employed

  • •Owner IC Copy (Front & Back)
  • •Latest 6 months company bank statement
  • •Latest 3 months owner's bank statement
  • •SSM – 3 pages (business registered at least 6 months)
  • •Tax declaration or receipt (if any)

Eligible Applicants

  • •Malaysian citizen (Blue IC only)
  • •Stable employment (At least 3 months)
  • •All compulsory documents provided

Not Eligible

  • •Under 18 years old
  • •Foreigners
  • •Part-time / Daily-paid jobs / Interns
  • •Rider-based jobs (Grab/FoodPanda)
  • •Military personnel
  • •Red IC holders

Remarks

  • •Approval takes about 3 working days
  • •Verification will take 3 days after compulsory documents are provided
  • •After verification is successful, sign the agreement at a branch — or, elsewhere in Peninsular Malaysia, we post it to you to sign and return
  • •Once the agreement is signed, you can collect your phone (or we ship it to you if you're outside the Klang Valley)

Pasir Mas sits between Kota Bharu and the Thai border at Rantau Panjang — half of the economy moves with traders who shuttle to Sungai Kolok and back. Our installment customers: Rantau Panjang traders working the border market, customs staff, Pasir Mas restaurant operators, and some kampung families around the area.

Main meeting points: Pekan Pasir Mas, the shoplots around the railway station, and the road toward Rantau Panjang. We have no shop in Pasir Mas — traders apply on WhatsApp in the morning before heading to the market, and the phone is posted after JCL approval.

The right phones for users here: Samsung Galaxy A series, Redmi 14, and Vivo Y — durable enough for daily goods transport, with 36-month installments keeping monthly under RM50. Cross-border traders sometimes pay an early installment with ringgit just exchanged from baht — that is something we do not see anywhere else in Malaysia.

FAQ in Pasir Mas

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