What is the lowest iQOO monthly installment?

iQOO installments start from RM67/month on a 36-month plan and vary by model and storage. See the cards above for per-model monthly amounts.

Do I need a credit card to buy a iQOO on installment?

No. AnsuranPhone uses JCL Credit Leasing, which does not require a credit card — just your IC and a recent pay slip.

What tenures are available for iQOO installments?

We offer 12, 24, and 36-month installment plans. Longer tenures mean lower monthly payments but a slightly higher total.

Can students without a pay slip apply for a iQOO installment?

We have a dedicated student installment plan. WhatsApp us to check eligibility and required documents.

Can I trade in my old phone for a iQOO?

Yes, AnsuranPhone accepts trade-ins. WhatsApp us with your old phone model and condition for a trade-in valuation.

How soon can I get my iQOO after JCL approval?

Once approved and the agreement is signed, you can take the phone: in the Klang Valley, sign and collect at your nearest SPR branch; elsewhere in Peninsular Malaysia, we post the agreement for you to sign and return, then ship the phone.

iQOO Installment Plan Malaysia

iQOO phones are available on installment in Malaysia from RM67/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any iQOO model below, apply on WhatsApp, and collect at one of 16 SPR branches in the Klang Valley.

4 Ways to Buy iQOO on Installment in Malaysia

There are four common ways to pay for a iQOO monthly in Malaysia. Which one fits depends mostly on whether you have a credit card.

Option	What you need	Good to know
Credit card instalment (0% EPP)	A credit card with enough limit for the full price	Offered by official brand stores, big retailers and participating banks; the full phone price is held against your card limit.
Telco device plan	A postpaid contract + credit check	Your monthly bill bundles the phone with a mobile plan; contracts usually run 24–36 months.
Buy now, pay later app (BNPL)	App approval; limits vary	Usually split into 3–6 payments; limits are often too low for a flagship phone.
Leasing without a credit card (AnsuranPhone × JCL Credit Leasing)	IC + your latest payslip	12 / 24 / 36 months, 0 deposit, from RM67/month; approval in about 3 working days.