Poco Installment Plan Malaysia
Poco phones are available on installment in Malaysia from RM31/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Poco model below, apply on WhatsApp, and collect at one of 16 SPR branches in the Klang Valley.
4 Ways to Buy Poco on Installment in Malaysia
There are four common ways to pay for a Poco monthly in Malaysia. Which one fits depends mostly on whether you have a credit card.
| Option | What you need | Good to know |
|---|---|---|
| Credit card instalment (0% EPP) | A credit card with enough limit for the full price | Offered by official brand stores, big retailers and participating banks; the full phone price is held against your card limit. |
| Telco device plan | A postpaid contract + credit check | Your monthly bill bundles the phone with a mobile plan; contracts usually run 24–36 months. |
| Buy now, pay later app (BNPL) | App approval; limits vary | Usually split into 3–6 payments; limits are often too low for a flagship phone. |
| Leasing without a credit card (AnsuranPhone × JCL Credit Leasing) | IC + your latest payslip | 12 / 24 / 36 months, 0 deposit, from RM31/month; approval in about 3 working days. |
Poco Installment Plan — Compare All Models
Monthly installment prices for every Poco model in stock, via JCL Credit Leasing.
- POCO F9 Ultra — From RM196/month
- POCO F9 Pro — From RM164/month
- POCO X8 5G — From RM83/month
- Poco M8s 5G — From RM48/month
- Poco C81 Pro — From RM32/month
- Poco F8 Ultra — From RM164/month
- Poco F8 Pro — From RM135/month
- Poco F7 Ultra — From RM143/month
- Poco F7 Pro — From RM123/month
- Poco F7 — From RM91/month
- Poco F5 Pro — From RM93/month
- Poco X8 Pro Max 5G — From RM123/month
- Poco X8 Pro 5G — From RM99/month
- Poco X7 Pro 5G — From RM79/month
- Poco X7 5G — From RM63/month
- Poco M8 Pro 5G — From RM63/month
- Poco M8 5G — From RM52/month
- Poco M7 Pro 5G — From RM43/month
- Poco M7 — From RM42/month
- Poco C85 — From RM38/month
- Poco C71 — From RM31/month
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Browse Installment Plans by Brand
Which Poco Model Should You Choose?
Poco phones run Android and come with the manufacturer's official Malaysia warranty — a solid pick for buyers looking for good installment value.
On a tight budget? The Poco C71, from RM31/month, is the most affordable way into the Poco lineup on our installment plans.
Want a balance of specs and price? The POCO X8 5G from RM83/month is the most popular mid-range pick among AnsuranPhone customers.
Want the best Poco has to offer? The POCO F9 Ultra from RM196/month is our top flagship model.
How to buy Poco installment at AnsuranPhone
4 steps. No credit card required, zero deposit.
1. Pick your model
Choose any Poco model and storage from the catalog above.
2. Message us on WhatsApp
Click WhatsApp and share your IC and most recent pay slip.
3. JCL approval
JCL Credit Leasing approval takes about 3 working days.
4. Collect your phone
Pick up at the nearest SPR branch or arrange home delivery.
Why buy Poco at AnsuranPhone?
WhatsApp us about PocoNo credit card needed
Installment plans through JCL Credit Leasing — only IC and pay slip required.
Zero deposit
No upfront payment. Your first installment is the first month.
12 / 24 / 36-month tenures
Poco monthly installments from RM31/month, varying by storage and tenure.
Malaysian manufacturer warranty
Every phone comes with the manufacturer's official warranty valid in Malaysia.