Realme Installment Plan Malaysia
Realme phones are available on installment in Malaysia from RM34/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Realme model below, apply on WhatsApp, and collect at one of 16 SPR branches in the Klang Valley.
4 Ways to Buy Realme on Installment in Malaysia
There are four common ways to pay for a Realme monthly in Malaysia. Which one fits depends mostly on whether you have a credit card.
| Option | What you need | Good to know |
|---|---|---|
| Credit card instalment (0% EPP) | A credit card with enough limit for the full price | Offered by official brand stores, big retailers and participating banks; the full phone price is held against your card limit. |
| Telco device plan | A postpaid contract + credit check | Your monthly bill bundles the phone with a mobile plan; contracts usually run 24–36 months. |
| Buy now, pay later app (BNPL) | App approval; limits vary | Usually split into 3–6 payments; limits are often too low for a flagship phone. |
| Leasing without a credit card (AnsuranPhone × JCL Credit Leasing) | IC + your latest payslip | 12 / 24 / 36 months, 0 deposit, from RM34/month; approval in about 3 working days. |
Realme Installment Plan — Compare All Models
Monthly installment prices for every Realme model in stock, via JCL Credit Leasing.
- realme P4 Power 5G — From RM93/month
- Realme C100X — From RM55/month
- Realme C100i — From RM34/month
- Realme C100 5G — From RM46/month
- Realme 16T 5G — From RM71/month
- Realme 16 5G — From RM83/month
- Realme GT 8 Pro Edition — From RM193/month
- Realme 16 Pro 5G — From RM95/month
- Realme 15 Pro 5G — From RM93/month
- Realme 15T 5G — From RM61/month
- Realme 15 5G — From RM76/month
- Realme 13 Pro 5G — From RM99/month
- Realme Note 80 — From RM34/month
- Realme C85 5G — From RM59/month
- Realme C85 4G — From RM42/month
- Realme C71 — From RM38/month
- Realme 16 Pro+ 5G — From RM123/month
- Realme GT 8 Pro — From RM204/month
Browse Installment Plans by Brand
Which Realme Model Should You Choose?
Realme phones run Android and come with the manufacturer's official Malaysia warranty — a solid pick for buyers looking for good installment value.
On a tight budget? The Realme C100i, from RM34/month, is the most affordable way into the Realme lineup on our installment plans.
Want a balance of specs and price? The Realme 15 5G from RM76/month is the most popular mid-range pick among AnsuranPhone customers.
Want the best Realme has to offer? The Realme GT 8 Pro from RM204/month is our top flagship model.
How to buy Realme installment at AnsuranPhone
4 steps. No credit card required, zero deposit.
1. Pick your model
Choose any Realme model and storage from the catalog above.
2. Message us on WhatsApp
Click WhatsApp and share your IC and most recent pay slip.
3. JCL approval
JCL Credit Leasing approval takes about 3 working days.
4. Collect your phone
Pick up at the nearest SPR branch or arrange home delivery.
Why buy Realme at AnsuranPhone?
WhatsApp us about RealmeNo credit card needed
Installment plans through JCL Credit Leasing — only IC and pay slip required.
Zero deposit
No upfront payment. Your first installment is the first month.
12 / 24 / 36-month tenures
Realme monthly installments from RM34/month, varying by storage and tenure.
Malaysian manufacturer warranty
Every phone comes with the manufacturer's official warranty valid in Malaysia.