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AnsuranPhone.COM

Realme Installment Plans

Realme phones are available on installment in Malaysia from RM27/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Realme model below, apply on WhatsApp, and collect at one of 16 SPR branches nationwide.

Which Realme Model Should You Choose?

Realme phones run Android and come with the manufacturer's official Malaysia warranty — a solid pick for buyers looking for good installment value.

Budget pick
Realme Note 80

On a tight budget? The Realme Note 80, from RM27/month, is the most affordable way into the Realme lineup on our installment plans.

Mid-range pick
Realme 16T 5G

Want a balance of specs and price? The Realme 16T 5G from RM56/month is the most popular mid-range pick among AnsuranPhone customers.

Flagship pick
Realme GT 8 Pro Edition

Want the best Realme has to offer? The Realme GT 8 Pro Edition from RM191/month is our top flagship model.

How to buy Realme installment at AnsuranPhone

4 steps. No credit card required, zero deposit.

1. Pick your model

Choose any Realme model and storage from the catalog above.

2. Message us on WhatsApp

Click WhatsApp and share your IC and most recent pay slip.

3. JCL approval

JCL Credit Leasing reviews your application within 24 hours.

4. Collect your phone

Pick up at the nearest SPR branch or arrange home delivery.

Why buy Realme at AnsuranPhone?

WhatsApp us about Realme

No credit card needed

Installment plans through JCL Credit Leasing — only IC and pay slip required.

Zero deposit

No upfront payment. Your first installment is the first month.

12 / 24 / 36-month tenures

Realme monthly installments from RM27/month, varying by storage and tenure.

Malaysian manufacturer warranty

Every phone comes with the manufacturer's official warranty valid in Malaysia.

Frequently Asked Questions