Vivo Installment Plan Malaysia
Vivo phones are available on installment in Malaysia from RM28/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Vivo model below, apply on WhatsApp, and collect at one of 16 SPR branches in the Klang Valley.
4 Ways to Buy Vivo on Installment in Malaysia
There are four common ways to pay for a Vivo monthly in Malaysia. Which one fits depends mostly on whether you have a credit card.
| Option | What you need | Good to know |
|---|---|---|
| Credit card instalment (0% EPP) | A credit card with enough limit for the full price | Offered by official brand stores, big retailers and participating banks; the full phone price is held against your card limit. |
| Telco device plan | A postpaid contract + credit check | Your monthly bill bundles the phone with a mobile plan; contracts usually run 24–36 months. |
| Buy now, pay later app (BNPL) | App approval; limits vary | Usually split into 3–6 payments; limits are often too low for a flagship phone. |
| Leasing without a credit card (AnsuranPhone × JCL Credit Leasing) | IC + your latest payslip | 12 / 24 / 36 months, 0 deposit, from RM28/month; approval in about 3 working days. |
Vivo Installment Plan — Compare All Models
Monthly installment prices for every Vivo model in stock, via JCL Credit Leasing.
- vivo X Fold 6 — From RM404/month
- vivo X500 Pro Max — From RM301/month
- vivo X500 Pro — From RM283/month
- vivo X500 — From RM228/month
- vivo V80 Lite 5G — From RM69/month
- Vivo X300 FE 5G — From RM160/month
- Vivo Y31s 5G — From RM77/month
- Vivo X300 Ultra 5G — From RM297/month
- Vivo X Fold 5 5G — From RM285/month
- Vivo X300 Pro 5G — From RM216/month
- Vivo X300 5G — From RM192/month
- Vivo X200 FE — From RM111/month
- Vivo Y31 5G — From RM57/month
- Vivo Y29T 5G — From RM59/month
- Vivo Y21 5G — From RM42/month
- Vivo Y21d — From RM53/month
- Vivo Y11d — From RM33/month
- Vivo Y05 — From RM30/month
- Vivo Y04s — From RM28/month
- Vivo V70 FE 5G — From RM83/month
- Vivo V60 5G — From RM111/month
- Vivo V50 5G — From RM98/month
- Vivo V40 Pro 5G — From RM156/month
- Vivo V70 5G — From RM107/month
- Vivo V60 Lite 5G — From RM79/month
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Browse Installment Plans by Brand
Which Vivo Model Should You Choose?
Vivo phones run Android and come with the manufacturer's official Malaysia warranty — a solid pick for buyers looking for good installment value.
On a tight budget? The Vivo Y04s, from RM28/month, is the most affordable way into the Vivo lineup on our installment plans.
Want a balance of specs and price? The Vivo V70 5G from RM107/month is the most popular mid-range pick among AnsuranPhone customers.
Want the best Vivo has to offer? The vivo X Fold 6 from RM404/month is our top flagship model.
How to buy Vivo installment at AnsuranPhone
4 steps. No credit card required, zero deposit.
1. Pick your model
Choose any Vivo model and storage from the catalog above.
2. Message us on WhatsApp
Click WhatsApp and share your IC and most recent pay slip.
3. JCL approval
JCL Credit Leasing approval takes about 3 working days.
4. Collect your phone
Pick up at the nearest SPR branch or arrange home delivery.
Why buy Vivo at AnsuranPhone?
WhatsApp us about VivoNo credit card needed
Installment plans through JCL Credit Leasing — only IC and pay slip required.
Zero deposit
No upfront payment. Your first installment is the first month.
12 / 24 / 36-month tenures
Vivo monthly installments from RM28/month, varying by storage and tenure.
Malaysian manufacturer warranty
Every phone comes with the manufacturer's official warranty valid in Malaysia.