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AnsuranPhone.COM

Vivo Installment Plans

Vivo phones are available on installment in Malaysia from RM24/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Vivo model below, apply on WhatsApp, and collect at one of 16 SPR branches nationwide.

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Which Vivo Model Should You Choose?

Vivo phones run Android and come with the manufacturer's official Malaysia warranty — a solid pick for buyers looking for good installment value.

Budget pick
Vivo Y05

On a tight budget? The Vivo Y05, from RM24/month, is the most affordable way into the Vivo lineup on our installment plans.

Mid-range pick
Vivo V40 Pro 5G

Want a balance of specs and price? The Vivo V40 Pro 5G from RM73/month is the most popular mid-range pick among AnsuranPhone customers.

Flagship pick
Vivo X Fold 5 5G

Want the best Vivo has to offer? The Vivo X Fold 5 5G from RM269/month is our top flagship model.

How to buy Vivo installment at AnsuranPhone

4 steps. No credit card required, zero deposit.

1. Pick your model

Choose any Vivo model and storage from the catalog above.

2. Message us on WhatsApp

Click WhatsApp and share your IC and most recent pay slip.

3. JCL approval

JCL Credit Leasing reviews your application within 24 hours.

4. Collect your phone

Pick up at the nearest SPR branch or arrange home delivery.

Why buy Vivo at AnsuranPhone?

WhatsApp us about Vivo

No credit card needed

Installment plans through JCL Credit Leasing — only IC and pay slip required.

Zero deposit

No upfront payment. Your first installment is the first month.

12 / 24 / 36-month tenures

Vivo monthly installments from RM24/month, varying by storage and tenure.

Malaysian manufacturer warranty

Every phone comes with the manufacturer's official warranty valid in Malaysia.

Frequently Asked Questions