Xiaomi Installment Plans
Xiaomi phones are available on installment in Malaysia from RM82/month at AnsuranPhone β zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Xiaomi model below, apply on WhatsApp, and collect at one of 16 SPR branches nationwide.
Xiaomi Installment Plan β Compare All Models
Monthly installment prices for every Xiaomi model in stock, via JCL Credit Leasing.
How to buy Xiaomi installment at AnsuranPhone
4 steps. No credit card required, zero deposit.
1. Pick your model
Choose any Xiaomi model and storage from the catalog above.
2. Message us on WhatsApp
Click WhatsApp and share your IC and most recent pay slip.
3. JCL approval
JCL Credit Leasing reviews your application within 24 hours.
4. Collect your phone
Pick up at the nearest SPR branch or arrange home delivery.
Why buy Xiaomi at AnsuranPhone?
WhatsApp us about XiaomiNo credit card needed
Installment plans through JCL Credit Leasing β only IC and pay slip required.
Zero deposit
No upfront payment. Your first installment is the first month.
12 / 24 / 36-month tenures
Xiaomi monthly installments from RM82/month, varying by storage and tenure.
Malaysian manufacturer warranty
Every phone comes with the manufacturer's official warranty valid in Malaysia.






