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AnsuranPhone.COM

Xiaomi Installment Plans

Xiaomi phones are available on installment in Malaysia from RM82/month at AnsuranPhone — zero deposit, no credit card, over 12, 24 or 36 months through licensed financing partner JCL Credit Leasing. Pick any Xiaomi model below, apply on WhatsApp, and collect at one of 16 SPR branches nationwide.

Which Xiaomi Model Should You Choose?

Xiaomi phones run Android and come with the manufacturer's official Malaysia warranty — a solid pick for buyers looking for good installment value.

Budget pick
Xiaomi 15T 5G

On a tight budget? The Xiaomi 15T 5G, from RM82/month, is the most affordable way into the Xiaomi lineup on our installment plans.

Mid-range pick
Xiaomi 17T Pro 5G

Want a balance of specs and price? The Xiaomi 17T Pro 5G from RM137/month is the most popular mid-range pick among AnsuranPhone customers.

Flagship pick
Xiaomi 17 Ultra

Want the best Xiaomi has to offer? The Xiaomi 17 Ultra from RM236/month is our top flagship model.

How to buy Xiaomi installment at AnsuranPhone

4 steps. No credit card required, zero deposit.

1. Pick your model

Choose any Xiaomi model and storage from the catalog above.

2. Message us on WhatsApp

Click WhatsApp and share your IC and most recent pay slip.

3. JCL approval

JCL Credit Leasing reviews your application within 24 hours.

4. Collect your phone

Pick up at the nearest SPR branch or arrange home delivery.

Why buy Xiaomi at AnsuranPhone?

WhatsApp us about Xiaomi

No credit card needed

Installment plans through JCL Credit Leasing — only IC and pay slip required.

Zero deposit

No upfront payment. Your first installment is the first month.

12 / 24 / 36-month tenures

Xiaomi monthly installments from RM82/month, varying by storage and tenure.

Malaysian manufacturer warranty

Every phone comes with the manufacturer's official warranty valid in Malaysia.

Frequently Asked Questions